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Operating Capital Loans

Support the everyday expenses that keep your business moving. FundingDesk can help you understand whether this path is worth exploring for your business.

A useful starting point

Open the Funding Desk application to select the funding option and provide the requested business details.

Who this may fit

Businesses looking to cover ordinary operating needs, manage a cash-flow gap, or put capital toward the next stage of day-to-day growth.

You start with an application, owner identification, and recent business bank statements. Depending on the program, the funding partner may also review tax returns and financial statements before outlining which next steps may make sense.

Typical use cases

  • Payroll and recurring operating expenses
  • Inventory, materials, or supplies
  • Seasonal cash-flow gaps
  • Marketing and near-term growth initiatives

Documents You'll Generally Need

Funding partners may request some or all of the following as they review the business and transaction. The exact package can vary by program.

  • A completed application.
  • Government-issued identification for the owner or owners.
  • Recent business bank statements.
  • Depending on the program, business tax returns and financial statements may also be reviewed.
Start Your Application

See which funding paths may fit your business.

Open the Funding Desk application to choose funding options and provide your business details.

Let’s Fund Your Next Move